

BUY NOW, PAY OVER TIME
As low as 0% APR available on 3, 6, 12, 18, and 24-month terms.
For licenses and disclosures, see affirm.com/licenses.
LXY Philly Financing with Affirm
LXY Philly has partnered with Affirm to offer flexible payment options that help you manage your purchases while maintaining financial control. Whether you're shopping for something special or everyday essentials, Affirm lets you pay over time with clear terms.
As low as 0% APR
Select Affirm at checkout to split your purchase into four biweekly interest-free payments (for purchases under $500) or monthly payments starting at 0% APR (for purchases under $17,500).
Rates from 0%–36% APR. Payment options through Affirm are subject to an eligibility check and may not be available everywhere. They are provided by the lending partners listed at affirm.com/lenders. Payment options depend on your purchase amount, and a down payment may be required. Estimated payment amounts may exclude taxes and shipping.
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Buy with confidence
Rates from 0%–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. 0% APR is only available to those who qualify. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. California residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.